Banking Archives — PaisaSeekho

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Credit card closure delayed? Check the seven-working-day rule, outstanding-dues conditions, ₹500 daily compensation and evidence needed to complain.

Credit card closure delayed? Check the seven-working-day rule, outstanding-dues conditions, ₹500 daily compensation and evidence needed to complain.

Banking

Credit Card Closure Delayed? How the Seven-Working-Day Rule and ₹500 Compensation Work

byPaisaSeekho Banking Desk

UPI payment failed but money debited? Check the correct reversal deadline, calculate delayed-payment compensation and follow the complaint process.

UPI payment failed but money debited? Check the correct reversal deadline, calculate delayed-payment compensation and follow the complaint process.

Banking

UPI Payment Failed but Money Debited? Reversal Deadlines, Compensation and What to Do

byPaisaSeekho Banking Desk

Loan repaid but still active on CIBIL? Check the closure records, raise a dispute, track corrections and understand compensation for delayed resolution.

Loan repaid but still active on CIBIL? Check the closure records, raise a dispute, track corrections and understand compensation for delayed resolution.

Banking

Loan Repaid, but Still Showing as Active on CIBIL: What Should You Do?

byPaisaSeekho Banking Desk

Find out what happens to your salary account after leaving a job, when benefits change, which charges may apply, and whether to keep or close it.

Find out what happens to your salary account after leaving a job, when benefits change, which charges may apply, and whether to keep or close it.

Banking

What Happens to Your Salary Account After You Leave a Job?

byPaisaSeekho Banking Desk

Returned an EMI purchase but instalments continue? Check your refund, request EMI cancellation, understand charges & resolve billing.

Returned an EMI purchase but instalments continue? Check your refund, request EMI cancellation, understand charges & resolve billing.

Banking

Returned Your EMI Purchase but Instalments Continue? Here’s What to Check

byPaisaSeekho Banking Desk

Received a credit card refund after paying your bill? Learn how excess credit works, request a bank-account refund and track your money.

Received a credit card refund after paying your bill? Learn how excess credit works, request a bank-account refund and track your money.

Banking

Refund Received After Paying Your Credit Card Bill: How to Get the Money Back

byPaisaSeekho Banking Desk

FD automatically renewed after maturity? Learn how to cancel renewal, close a renewed deposit, check interest penalties and prevent another rollover.

FD automatically renewed after maturity? Learn how to cancel renewal, close a renewed deposit, check interest penalties and prevent another rollover.

Banking

FD Automatically Renewed After Maturity: Can You Cancel It?

byPaisaSeekho Banking Desk

Bank account frozen due to KYC? Confirm the restriction, check required documents, submit your update and follow up to restore account access.

Bank account frozen due to KYC? Confirm the restriction, check required documents, submit your update and follow up to restore account access.

Banking

Bank Account Frozen Due to Pending KYC? How to Restore Access

byPaisaSeekho Banking Desk

Got an SMS about a pending traffic challan? It could be a scam. Here's how to spot a fake e-challan message, and how to check if you genuinely owe one.

Got an SMS about a pending traffic challan? It could be a scam. Here's how to spot a fake e-challan message, and how to check if you genuinely owe one.

Banking

Beware: Fake Traffic Challan Messages Are Circulating. Here Is How to Spot Them

byPaisaSeekho Banking Desk

India's credit card spending has crossed ₹2 trillion a month for three straight months. Here's what to check in your own spending.

India's credit card spending has crossed ₹2 trillion a month for three straight months. Here's what to check in your own spending.

Banking

Credit Card Spending in India Just Crossed ₹2 Trillion a Month. Here Is What That Actually Means

byPaisaSeekho Banking Desk