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NPS now allows up to 80% lump sum withdrawal, and 100% if your corpus is ₹8 lakh or less. Here's exactly how the new rules work, by corpus size.

NPS now allows up to 80% lump sum withdrawal, and 100% if your corpus is ₹8 lakh or less. Here's exactly how the new rules work, by corpus size.

Retirement Planning

NPS Lump Sum Withdrawal Rules: How Much Can You Actually Take?

byTeam Paisaseekho

SBI Life Shubh Nivesh review: the flexible 5 to 30 year term, bonus structure, lump sum vs deferred income options, and who this plan suits.

SBI Life Shubh Nivesh review: the flexible 5 to 30 year term, bonus structure, lump sum vs deferred income options, and who this plan suits.

Insurance

SBI Life Shubh Nivesh: What This Flexible Endowment Plan Offers

SBI Life Smart Platina Plus review: the guaranteed income structure, real premium terms, maturity benefit, and everything it offers.

SBI Life Smart Platina Plus review: the guaranteed income structure, real premium terms, maturity benefit, and everything it offers.

Insurance

SBI Life Smart Platina Plus: What This Guaranteed Income Plan Offers

Latest

SBI Life eShield Next review: cover options, the three benefit structures, premium ranges, riders, and how it compares to a savings plan.

SBI Life eShield Next review: cover options, the three benefit structures, premium ranges, riders, and how it compares to a savings plan.

Insurance

SBI Life eShield Next: What This Term Plan Actually Offers

Trying to download Form 16 from TRACES yourself? Here's why employees can't, and exactly what to do instead if your employer hasn't shared it yet.

Trying to download Form 16 from TRACES yourself? Here's why employees can't, and exactly what to do instead if your employer hasn't shared it yet.

Income Tax

Why Can’t I Download Form 16 Myself From TRACES?

byTeam Paisaseekho

Star Health's Super Star plan offers 21 optional add-ons and a "freeze your age" benefit. Here's what that actually means, and what to know.

Star Health's Super Star plan offers 21 optional add-ons and a "freeze your age" benefit. Here's what that actually means, and what to know.

Insurance

Star Super Star: What Star Health’s Flagship Plan Actually Offers

byTeam Paisaseekho

Tax

Missed the ITR deadline? You can still file a belated return until December 31, 2026. Here's the penalty, what you lose, and what happens after that.

Missed the ITR deadline? You can still file a belated return until December 31, 2026. Here's the penalty, what you lose, and what happens after that.

Income Tax

Missed the ITR Deadline? Here Is Everything About Filing a Belated Return

Missed the ITR deadline? You can still file a belated return until December 31, 2026. Here's the penalty, what you lose, and what happens after that.

byTeam Paisaseekho

Sold shares this year and filed ITR-1? You may have needed ITR-2 instead. Here's how to check, and what to do if you already filed the wrong form.

Sold shares this year and filed ITR-1? You may have needed ITR-2 instead. Here's how to check, and what to do if you already filed the wrong form.

Income Tax

Filed ITR-1 After Selling Shares? Here Is When You Actually Needed ITR-2

byTeam Paisaseekho

The IT department is cracking down on suspicious remittances. Here's what genuine LRS transfers need and the TCS on foreign remittance.

The IT department is cracking down on suspicious remittances. Here's what genuine LRS transfers need and the TCS on foreign remittance.

Income Tax

Sending Money Abroad? Here Is What Actually Triggers a Tax Notice

byTeam Paisaseekho

Selling agricultural land in your hometown? Here's how to check if it's rural or urban, and whether you owe capital gains tax on the sale.

Selling agricultural land in your hometown? Here's how to check if it's rural or urban, and whether you owe capital gains tax on the sale.

Income Tax

Sold Agricultural Land in Your Hometown? Here Is How to Check If You Owe Tax

byTeam Paisaseekho

The ITR-3 ITR-4 last date for AY 2026-27 is August 31, 2026. Here's who must file, the penalty for missing it, and how to pick the right form.

The ITR-3 ITR-4 last date for AY 2026-27 is August 31, 2026. Here's who must file, the penalty for missing it, and how to pick the right form.

Income Tax

ITR-3 ITR-4 Last Date Is August 31, 2026. Here Is Who Needs to File

byTeam Paisaseekho

Investment

priority jewels ipo gmp

priority jewels ipo gmp

Stocks

Priority Jewels IPO GMP: Everything You Need to Know

Here's the Priority Jewels IPO GMP, what it actually means, the current unofficial premium, price band, and what you need to know.

byTeam Paisaseekho

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

Mutual Funds

Lifecycle Funds: Are They Right for Your Goals?

byTeam Paisaseekho

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

Gold, Silver

Gold Monetisation Scheme: Is It Actually Worth Depositing Your Gold?

byTeam Paisaseekho

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Stocks

Jio Platforms IPO: What You Need to Know About India’s Biggest-Ever Listing

byTeam Paisaseekho

Seen news about a company's OFS and wondered what it means? Here's what an Offer for Sale actually is, and how it's genuinely different from an IPO.

Seen news about a company's OFS and wondered what it means? Here's what an Offer for Sale actually is, and how it's genuinely different from an IPO.

Stocks

What Is an OFS, and How Is It Different From an IPO?

byTeam Paisaseekho

Personal Finance

Considering Star Health's Assure plan? Here's what its unlimited restoration actually means, the room rent rules, waiting periods, and the trade-offs.

Considering Star Health's Assure plan? Here's what its unlimited restoration actually means, the room rent rules, waiting periods, and the trade-offs.

Insurance

Star Assure: What It Actually Offers, and the Trade-Offs Worth Knowing

Considering Star Health's Assure plan? Here's what its unlimited restoration actually means, the room rent rules, waiting periods, and the trade-offs.

byTeam Paisaseekho

star health insurance plans

star health insurance plans

Insurance

Star Health Insurance: Plans, Premiums, and What to Check Before You Buy

byTeam Paisaseekho

Got an SMS about a pending traffic challan? It could be a scam. Here's how to spot a fake e-challan message, and how to check if you genuinely owe one.

Got an SMS about a pending traffic challan? It could be a scam. Here's how to spot a fake e-challan message, and how to check if you genuinely owe one.

Banking

Beware: Fake Traffic Challan Messages Are Circulating. Here Is How to Spot Them

byTeam Paisaseekho

More Indians are using loans and BNPL to shop online and order food. Here's what a recent survey found, and how to use this kind of credit wisely.

More Indians are using loans and BNPL to shop online and order food. Here's what a recent survey found, and how to use this kind of credit wisely.

Budget

More Indians Are Taking Loans to Shop Online and Order Food. Here Is Why That’s Worth a Pause

byTeam Paisaseekho

India's credit card spending has crossed ₹2 trillion a month for three straight months. Here's what to check in your own spending.

India's credit card spending has crossed ₹2 trillion a month for three straight months. Here's what to check in your own spending.

Banking

Credit Card Spending in India Just Crossed ₹2 Trillion a Month. Here Is What That Actually Means

byTeam Paisaseekho

Calculators

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

Calculators

The Ultimate Simple Interest Calculator: Master Your Money

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

byTeam Paisaseekho

Simple Interest Calculator

Simple Interest Calculator

Calculators

Free Simple Interest Calculator To Help You Plan

byTeam Paisaseekho

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Calculators

Free NSC Calculator [National Savings Certificate Returns]

byTeam Paisaseekho

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Calculators

FREE Step-Up SIP Calculator 2026 [Plan Your Budget]

byTeam Paisaseekho

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculators

Free Gratuity Calculator India [Updated ₹25 Lakh Rules]

byTeam Paisaseekho