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Mutual fund distributor guide: the NISM exam, ARN registration costs, how trail commission actually works, and a GST rule that catches new distributors out.

Mutual fund distributor guide: the NISM exam, ARN registration costs, how trail commission actually works, and a GST rule that catches new distributors out.

Earning More

Mutual Fund Distributor: How to Become One and What You Actually Earn

byTeam Paisaseekho

Insurance agent salary and commission explained: how LIC and private insurers compare, the PoSP fast-track route, and how to actually become licensed.

Insurance agent salary and commission explained: how LIC and private insurers compare, the PoSP fast-track route, and how to actually become licensed.

Earning More

Insurance Agent Salary: How Much Can You Actually Earn in India?

LIC agent commission explained: the current 28% first-year rate (down from 35%), renewal commissions, examples and how to become an LIC agent.

LIC agent commission explained: the current 28% first-year rate (down from 35%), renewal commissions, examples and how to become an LIC agent.

Earning More

LIC Agent Commission: How Much Do LIC Agents Actually Earn?

Latest

Family pension tax deduction explained: the ₹25,000 (new regime) vs ₹15,000 (old regime) rule, how it differs from your own pension, and more.

Family pension tax deduction explained: the ₹25,000 (new regime) vs ₹15,000 (old regime) rule, how it differs from your own pension, and more.

Income Tax

Family Pension Deduction: The Complete Guide

Section 80GGC explained: the 100% deduction for political party donations, why cash contributions don't qualify at all, and how it differs from 80G and 80GGA.

Section 80GGC explained: the 100% deduction for political party donations, why cash contributions don't qualify at all, and how it differs from 80G and 80GGA.

Income Tax

Section 80GGC: Deduction for Political Party Donations

byTeam Paisaseekho

Section 80G explained: the 100% vs 50% deduction categories, the 10% qualifying limit, cash donation rules, and how to calculate your claim.

Section 80G explained: the 100% vs 50% deduction categories, the 10% qualifying limit, cash donation rules, and how to calculate your claim.

Income Tax

Section 80G: Tax Deduction on Donations

byTeam Paisaseekho

Tax

Section 80CCD(2) explained: the employer NPS contribution deduction that survives the New Tax Regime, current limits, and how it differs from 80CCD(1).

Section 80CCD(2) explained: the employer NPS contribution deduction that survives the New Tax Regime, current limits, and how it differs from 80CCD(1).

Income Tax

Section 80CCD(2): Employer NPS Contribution Deduction

Section 80CCD(2) explained: the employer NPS contribution deduction that survives the New Tax Regime, current limits, and how it differs from 80CCD(1).

byTeam Paisaseekho

Section 80CCD(1B) explained: the additional ₹50,000 NPS deduction over your ₹1.5 lakh 80C limit, and how it differs from Section 80CCD(1).

Section 80CCD(1B) explained: the additional ₹50,000 NPS deduction over your ₹1.5 lakh 80C limit, and how it differs from Section 80CCD(1).

Income Tax

Section 80CCD(1B): The Extra ₹50,000 NPS Deduction

byTeam Paisaseekho

Section 80E explained: the education loan interest deduction with no upper limit, eligibility, the 8-year claim window, and its renumbering to Section 129.

Section 80E explained: the education loan interest deduction with no upper limit, eligibility, the 8-year claim window, and its renumbering to Section 129.

Income Tax

Section 80E: Education Loan Interest Deduction

byTeam Paisaseekho

Section 80EEB ev cars

Section 80EEB ev cars

Income Tax

Section 80EEB: Electric Vehicle Loan Interest Deduction

byTeam Paisaseekho

Section 80EEA of the income tax act

Section 80EEA of the income tax act

Income Tax

Section 80EEA: Additional Home Loan Interest Deduction

byTeam Paisaseekho

Investment

priority jewels ipo gmp

priority jewels ipo gmp

Stocks

Priority Jewels IPO GMP: Everything You Need to Know

Here's the Priority Jewels IPO GMP, what it actually means, the current unofficial premium, price band, and what you need to know.

byTeam Paisaseekho

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

Mutual Funds

Lifecycle Funds: Are They Right for Your Goals?

byTeam Paisaseekho

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

Gold, Silver

Gold Monetisation Scheme: Is It Actually Worth Depositing Your Gold?

byTeam Paisaseekho

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Stocks

Jio Platforms IPO: What You Need to Know About India’s Biggest-Ever Listing

byTeam Paisaseekho

Seen news about a company's OFS and wondered what it means? Here's what an Offer for Sale actually is, and how it's genuinely different from an IPO.

Seen news about a company's OFS and wondered what it means? Here's what an Offer for Sale actually is, and how it's genuinely different from an IPO.

Stocks

What Is an OFS, and How Is It Different From an IPO?

byTeam Paisaseekho

Personal Finance

The best electric cars in India across every budget, from the cheapest options to premium EVs, plus how to finance one and the tax benefits available.

The best electric cars in India across every budget, from the cheapest options to premium EVs, plus how to finance one and the tax benefits available.

Budget

Best EV Cars in India: A Complete 2026 Guide

The best electric cars in India across every budget, from the cheapest options to premium EVs, plus how to finance one and the tax benefits available.

byTeam Paisaseekho

What is Student Travel Insurance? Travel insurance for students refers to a specific type of policy that covers your medical costs abroad if you happen to fall sick. Additionally, it also covers other costs such as baggage delay or loss, flight delay, sponsor cover, personal liability, passport loss and so on. The purpose of student travel insurance is to provide you with a safety net if things go wrong. Why is a Regular Travel Insurance Policy Not Enough? A typical tourist travel policy is built for trips of 60 to 90 days and focuses on acute emergencies during transit. It generally excludes routine outpatient visits, ongoing condition management, and mental health treatment, the kind of care a student living abroad for a full academic year genuinely needs. Student travel insurance is a specifically designed product, usually valid for the full duration of your course, sometimes up to four years, and structured differently from a short holiday policy. More than 1.8 million Indian students head overseas for higher education each year, and most universities in the USA, UK, Canada, and Australia require proof of valid coverage at enrolment or visa processing. Getting this wrong doesn't just risk a bad claim later, it can stall your admission before you even arrive.

What is Student Travel Insurance? Travel insurance for students refers to a specific type of policy that covers your medical costs abroad if you happen to fall sick. Additionally, it also covers other costs such as baggage delay or loss, flight delay, sponsor cover, personal liability, passport loss and so on. The purpose of student travel insurance is to provide you with a safety net if things go wrong. Why is a Regular Travel Insurance Policy Not Enough? A typical tourist travel policy is built for trips of 60 to 90 days and focuses on acute emergencies during transit. It generally excludes routine outpatient visits, ongoing condition management, and mental health treatment, the kind of care a student living abroad for a full academic year genuinely needs. Student travel insurance is a specifically designed product, usually valid for the full duration of your course, sometimes up to four years, and structured differently from a short holiday policy. More than 1.8 million Indian students head overseas for higher education each year, and most universities in the USA, UK, Canada, and Australia require proof of valid coverage at enrolment or visa processing. Getting this wrong doesn't just risk a bad claim later, it can stall your admission before you even arrive.

Travel Insurance

Travel Insurance for Students Studying Abroad: What You Actually Need

byTeam Paisaseekho

Travel Insurance for Schengen Visa: What You Actually Need

Travel Insurance for Schengen Visa: What You Actually Need

Travel Insurance

Travel Insurance for Schengen Visa: What You Actually Need

byTeam Paisaseekho

IC Bima Shree review: explanation of features, including the periodic survival benefits, Guaranteed Additions rate, and who it's built for.

IC Bima Shree review: explanation of features, including the periodic survival benefits, Guaranteed Additions rate, and who it's built for.

Insurance

LIC’s Bima Shree (Plan 748): What It Actually Offers

byTeam Paisaseekho

LIC Jeevan Lakshya review: find out the pros and cons of this plan, including how the Annual Income Benefit actually works & premium rates.

LIC Jeevan Lakshya review: find out the pros and cons of this plan, including how the Annual Income Benefit actually works & premium rates.

Insurance

LIC Jeevan Lakshya (Plan 733): What It Actually Offers

byTeam Paisaseekho

Calculators

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

Calculators

The Ultimate Simple Interest Calculator: Master Your Money

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

byTeam Paisaseekho

Simple Interest Calculator

Simple Interest Calculator

Calculators

Free Simple Interest Calculator To Help You Plan

byTeam Paisaseekho

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Calculators

Free NSC Calculator [National Savings Certificate Returns]

byTeam Paisaseekho

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Calculators

FREE Step-Up SIP Calculator 2026 [Plan Your Budget]

byTeam Paisaseekho

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculators

Free Gratuity Calculator India [Updated ₹25 Lakh Rules]

byTeam Paisaseekho