PaisaSeekho: Personal Finance, Tax Guides & Calculators

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Received a credit card refund after paying your bill? Learn how excess credit works, request a bank-account refund and track your money.

Received a credit card refund after paying your bill? Learn how excess credit works, request a bank-account refund and track your money.

Banking

Refund Received After Paying Your Credit Card Bill: How to Get the Money Back

byPaisaSeekho Banking Desk

SIP amount not deducted? Check your balance, mandate and payment status before paying again. Understand bank charges & repeated failures.

SIP amount not deducted? Check your balance, mandate and payment status before paying again. Understand bank charges & repeated failures.

Mutual Funds

SIP Instalment Not Debited: Should You Pay Again or Wait?

IPO allotment unsuccessful but money still blocked? Check your bank hold, UPI mandate and allotment status, then trace and escalate the delay.

IPO allotment unsuccessful but money still blocked? Check your bank hold, UPI mandate and allotment status, then trace and escalate the delay.

Stocks

IPO Allotment Unsuccessful but Money Still Blocked? What to Do

Latest

FD automatically renewed after maturity? Learn how to cancel renewal, close a renewed deposit, check interest penalties and prevent another rollover.

FD automatically renewed after maturity? Learn how to cancel renewal, close a renewed deposit, check interest penalties and prevent another rollover.

Banking

FD Automatically Renewed After Maturity: Can You Cancel It?

Mutual fund redemption amount not credited? Check payout timelines, registered bank details, failed payments and how to trace your request.

Mutual fund redemption amount not credited? Check payout timelines, registered bank details, failed payments and how to trace your request.

Mutual Funds

Mutual Fund Redemption Not Credited to Your Bank Account: What to Check

byPaisaSeekho Investing Desk

Wrong date of exit in EPF? Learn how to check your service history, correct the date, involve your employer and resolve blocked transfers or claims.

Wrong date of exit in EPF? Learn how to check your service history, correct the date, involve your employer and resolve blocked transfers or claims.

Retirement Planning

Wrong Date of Exit in EPF: How to Get It Corrected

byPaisaSeekho Money & Economy Desk

Tax

Income tax refund adjusted against an outstanding demand? Find the notice, check the assessment year and respond, including when you’ve already paid.

Income tax refund adjusted against an outstanding demand? Find the notice, check the assessment year and respond, including when you’ve already paid.

Income Tax

Income Tax Refund Adjusted Against an Outstanding Demand: What to Do

Income tax refund adjusted against an outstanding demand? Find the notice, check the assessment year and respond, including when you’ve already paid.

byPaisaSeekho Tax Desk

Section 80GGC explained: the 100% deduction for political party donations, why cash contributions don't qualify at all, and how it differs from 80G and 80GGA.

Section 80GGC explained: the 100% deduction for political party donations, why cash contributions don't qualify at all, and how it differs from 80G and 80GGA.

Income Tax

Section 80GGC: Deduction for Political Party Donations

byPaisaSeekho Tax Desk

Section 80G explained: the 100% vs 50% deduction categories, the 10% qualifying limit, cash donation rules, and how to calculate your claim.

Section 80G explained: the 100% vs 50% deduction categories, the 10% qualifying limit, cash donation rules, and how to calculate your claim.

Income Tax

Section 80G: Tax Deduction on Donations

byPaisaSeekho Tax Desk

Section 80CCD(2) explained: the employer NPS contribution deduction that survives the New Tax Regime, current limits, and how it differs from 80CCD(1).

Section 80CCD(2) explained: the employer NPS contribution deduction that survives the New Tax Regime, current limits, and how it differs from 80CCD(1).

Income Tax

Section 80CCD(2): Employer NPS Contribution Deduction

byPaisaSeekho Tax Desk

Section 80CCD(1) explained: the NPS deduction limits for salaried and self-employed taxpayers, and why it's mandatory for government employees.

Section 80CCD(1) explained: the NPS deduction limits for salaried and self-employed taxpayers, and why it's mandatory for government employees.

Income Tax

Section 80CCD(1): NPS Contribution Deduction

byPaisaSeekho Tax Desk

Investment

priority jewels ipo gmp

priority jewels ipo gmp

Stocks

Priority Jewels IPO GMP: Everything You Need to Know

Here's the Priority Jewels IPO GMP, what it actually means, the current unofficial premium, price band, and what you need to know.

byPaisaSeekho Investing Desk

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

Mutual Funds

Lifecycle Funds: Are They Right for Your Goals?

byPaisaSeekho Investing Desk

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

Gold, Silver

Gold Monetisation Scheme: Is It Actually Worth Depositing Your Gold?

byPaisaSeekho Investing Desk

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Stocks

Jio Platforms IPO: What You Need to Know About India’s Biggest-Ever Listing

byPaisaSeekho Investing Desk

Seen news about a company's OFS and wondered what it means? Here's what an Offer for Sale actually is, and how it's genuinely different from an IPO.

Seen news about a company's OFS and wondered what it means? Here's what an Offer for Sale actually is, and how it's genuinely different from an IPO.

Stocks

What Is an OFS, and How Is It Different From an IPO?

byPaisaSeekho Investing Desk

Personal Finance

Bank account frozen due to KYC? Confirm the restriction, check required documents, submit your update and follow up to restore account access.

Bank account frozen due to KYC? Confirm the restriction, check required documents, submit your update and follow up to restore account access.

Banking

Bank Account Frozen Due to Pending KYC? How to Restore Access

Bank account frozen due to KYC? Confirm the restriction, check required documents, submit your update and follow up to restore account access.

byPaisaSeekho Banking Desk

Ayushman Mitra

Ayushman Mitra

Earning More

Ayushman Mitra: What the Role Actually Is and How to Apply

byPaisaSeekho Money & Economy Desk

Earning More

DMT Agent: How Domestic Money Transfer Commission Works

byPaisaSeekho Money & Economy Desk

PAN card agent registration explained: why direct NSDL/UTIITSL registration is no longer open to individuals, how to register, and income.

PAN card agent registration explained: why direct NSDL/UTIITSL registration is no longer open to individuals, how to register, and income.

Earning More

PAN Card Agent: How Registration Actually Works Now

byPaisaSeekho Money & Economy Desk

Mutual fund distributor guide: the NISM exam, ARN registration costs, how trail commission actually works, and a GST rule that catches new distributors out.

Mutual fund distributor guide: the NISM exam, ARN registration costs, how trail commission actually works, and a GST rule that catches new distributors out.

Earning More

Mutual Fund Distributor: How to Become One and What You Actually Earn

byPaisaSeekho Money & Economy Desk

Calculators

Calculate your HRA tax exemption instantly with this free HRA calculator. Enter salary, rent, and city to find out how much tax you can save every year.

Calculate your HRA tax exemption instantly with this free HRA calculator. Enter salary, rent, and city to find out how much tax you can save every year.

Calculators

HRA Calculator [House Rent Allowance Tax Guide]

Calculate your HRA tax exemption instantly with this free HRA calculator. Enter salary, rent, and city to find out how much tax you can save every year.

byPaisaSeekho Money & Economy Desk

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Calculators

Free NSC Calculator [National Savings Certificate Returns]

byPaisaSeekho Money & Economy Desk

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Calculators

FREE Step-Up SIP Calculator 2026 [Plan Your Budget]

byPaisaSeekho Money & Economy Desk

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculators

Free Gratuity Calculator India [Updated ₹25 Lakh Rules]

byPaisaSeekho Money & Economy Desk

APY Calculator

APY Calculator

Calculators

APY Calculator: Atal Pension Estimate Guide

byPaisaSeekho Money & Economy Desk