Homepage — PaisaSeekho

Follow

Follow

priority jewels ipo gmp

priority jewels ipo gmp

Stocks

Priority Jewels IPO GMP: Everything You Need to Know

byTeam Paisaseekho

purple style labs ipo gmp explained

purple style labs ipo gmp explained

Stocks

Purple Style Labs IPO GMP: Everything You Need to Know

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

SEBI's new Lifecycle Funds automatically shift from equity to debt as your goal nears. Here's how they work, the real risks, and if they suit you.

Mutual Funds

Lifecycle Funds: Are They Right for Your Goals?

Latest

Got an SMS about a pending traffic challan? It could be a scam. Here's how to spot a fake e-challan message, and how to check if you genuinely owe one.

Got an SMS about a pending traffic challan? It could be a scam. Here's how to spot a fake e-challan message, and how to check if you genuinely owe one.

Banking

Beware: Fake Traffic Challan Messages Are Circulating. Here Is How to Spot Them

More Indians are using loans and BNPL to shop online and order food. Here's what a recent survey found, and how to use this kind of credit wisely.

More Indians are using loans and BNPL to shop online and order food. Here's what a recent survey found, and how to use this kind of credit wisely.

Budget

More Indians Are Taking Loans to Shop Online and Order Food. Here Is Why That’s Worth a Pause

byTeam Paisaseekho

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

You can earn interest on idle gold through the Gold Monetisation Scheme. Here's how it actually works, the real rates today, and why so few people use it.

Gold, Silver

Gold Monetisation Scheme: Is It Actually Worth Depositing Your Gold?

byTeam Paisaseekho

Tax

Missed the ITR deadline? You can still file a belated return until December 31, 2026. Here's the penalty, what you lose, and what happens after that.

Missed the ITR deadline? You can still file a belated return until December 31, 2026. Here's the penalty, what you lose, and what happens after that.

Income Tax

Missed the ITR Deadline? Here Is Everything About Filing a Belated Return

Missed the ITR deadline? You can still file a belated return until December 31, 2026. Here's the penalty, what you lose, and what happens after that.

byTeam Paisaseekho

Sold shares this year and filed ITR-1? You may have needed ITR-2 instead. Here's how to check, and what to do if you already filed the wrong form.

Sold shares this year and filed ITR-1? You may have needed ITR-2 instead. Here's how to check, and what to do if you already filed the wrong form.

Income Tax

Filed ITR-1 After Selling Shares? Here Is When You Actually Needed ITR-2

byTeam Paisaseekho

The IT department is cracking down on suspicious remittances. Here's what genuine LRS transfers need and the TCS on foreign remittance.

The IT department is cracking down on suspicious remittances. Here's what genuine LRS transfers need and the TCS on foreign remittance.

Income Tax

Sending Money Abroad? Here Is What Actually Triggers a Tax Notice

byTeam Paisaseekho

Selling agricultural land in your hometown? Here's how to check if it's rural or urban, and whether you owe capital gains tax on the sale.

Selling agricultural land in your hometown? Here's how to check if it's rural or urban, and whether you owe capital gains tax on the sale.

Income Tax

Sold Agricultural Land in Your Hometown? Here Is How to Check If You Owe Tax

byTeam Paisaseekho

The ITR-3 ITR-4 last date for AY 2026-27 is August 31, 2026. Here's who must file, the penalty for missing it, and how to pick the right form.

The ITR-3 ITR-4 last date for AY 2026-27 is August 31, 2026. Here's who must file, the penalty for missing it, and how to pick the right form.

Income Tax

ITR-3 ITR-4 Last Date Is August 31, 2026. Here Is Who Needs to File

byTeam Paisaseekho

Investment

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

Stocks

Jio Platforms IPO: What You Need to Know About India’s Biggest-Ever Listing

Jio Platforms just got SEBI's approval for a ~$4 billion IPO, India's largest ever. Here's the size, structure, and what retail investors should know.

byTeam Paisaseekho

how much gold can you keep at home

how much gold can you keep at home

Gold, Silver

How Much Gold Can Your Family Legally Keep at Home Without Proof?

byTeam Paisaseekho

The 20x rule rent vs buy idea helps you decide if you should buy or rent a home. Learn how it works, with real examples from Indian cities.

The 20x rule rent vs buy idea helps you decide if you should buy or rent a home. Learn how it works, with real examples from Indian cities.

Real Estate

20x Rule Explained: Property Price Test for Rent vs Buy

byTeam Paisaseekho

Step 1: Open a Demat and Trading Account If you already have a demat account, maybe you already invest in shares or mutual funds, you can skip this step and use the same account. If you do not have one, here is how to open it: Choose a broker. Popular choices in India include Zerodha, Groww, Upstox, ICICI Direct, HDFC Securities, and Angel One. Download the broker's app or visit their website. Fill in your details and complete the KYC, Know Your Customer, process. You will need your PAN card, Aadhaar card, a bank account, and sometimes a short selfie video. Some brokers charge a small one-time fee to open the account. Many offer free account opening. Your account is usually ready within 24 to 48 hours. Step 2: Add Money to Your Trading Account Once your account is open, link your bank account to it. You can add money using net banking or UPI, just like you would top up any other app. You do not need to add a huge amount. Gold ETF units can cost as little as ₹100 to ₹135 each, depending on the fund. So even ₹500 to ₹1,000 is enough to get started. Step 3: Search for the Gold ETF You Want to Buy Open your broker's app and use the search bar to look for a Gold ETF. Each fund has its own short code, called a ticker symbol. For example: GOLDBEES is Nippon India ETF Gold BeES HDFCGOLD is HDFC Gold ETF SETFGOLD is SBI Gold ETF Step 4: Place Your Buy Order Once you have picked the fund, you place a buy order, the same way you would buy a stock. Tap "Buy" on the fund's page. Enter the number of units you want to buy. If you want to invest ₹5,000 and the unit price is ₹125, you can buy about 40 units. Choose your order type: Market order: buys immediately at the current price. Simple and quick, good for small purchases. Limit order: you set the highest price you are willing to pay. The order only goes through if the price is at or below what you set. This gives you more control, especially for larger purchases. Confirm the order. That is it. Your order gets placed during market hours, which are 9:15 AM to 3:30 PM on trading days. Step 5: Check Your Holding After your order goes through, the units are added to your demat account. This can take up to two working days to fully settle, though most brokers show the units in your account right away. You can check your holdings anytime by opening your broker's app and looking at your portfolio or holdings section. The value will move up or down slightly every day, following the price of gold.

Step 1: Open a Demat and Trading Account If you already have a demat account, maybe you already invest in shares or mutual funds, you can skip this step and use the same account. If you do not have one, here is how to open it: Choose a broker. Popular choices in India include Zerodha, Groww, Upstox, ICICI Direct, HDFC Securities, and Angel One. Download the broker's app or visit their website. Fill in your details and complete the KYC, Know Your Customer, process. You will need your PAN card, Aadhaar card, a bank account, and sometimes a short selfie video. Some brokers charge a small one-time fee to open the account. Many offer free account opening. Your account is usually ready within 24 to 48 hours. Step 2: Add Money to Your Trading Account Once your account is open, link your bank account to it. You can add money using net banking or UPI, just like you would top up any other app. You do not need to add a huge amount. Gold ETF units can cost as little as ₹100 to ₹135 each, depending on the fund. So even ₹500 to ₹1,000 is enough to get started. Step 3: Search for the Gold ETF You Want to Buy Open your broker's app and use the search bar to look for a Gold ETF. Each fund has its own short code, called a ticker symbol. For example: GOLDBEES is Nippon India ETF Gold BeES HDFCGOLD is HDFC Gold ETF SETFGOLD is SBI Gold ETF Step 4: Place Your Buy Order Once you have picked the fund, you place a buy order, the same way you would buy a stock. Tap "Buy" on the fund's page. Enter the number of units you want to buy. If you want to invest ₹5,000 and the unit price is ₹125, you can buy about 40 units. Choose your order type: Market order: buys immediately at the current price. Simple and quick, good for small purchases. Limit order: you set the highest price you are willing to pay. The order only goes through if the price is at or below what you set. This gives you more control, especially for larger purchases. Confirm the order. That is it. Your order gets placed during market hours, which are 9:15 AM to 3:30 PM on trading days. Step 5: Check Your Holding After your order goes through, the units are added to your demat account. This can take up to two working days to fully settle, though most brokers show the units in your account right away. You can check your holdings anytime by opening your broker's app and looking at your portfolio or holdings section. The value will move up or down slightly every day, following the price of gold.

Gold, Silver

How to Buy Gold ETFs Through a Demat Account?

byTeam Paisaseekho

Gold ETF liquidity determines how cheaply and quickly you can buy or sell, independent of the fund's expense ratio. Learn what it means here!

Gold ETF liquidity determines how cheaply and quickly you can buy or sell, independent of the fund's expense ratio. Learn what it means here!

Gold, Silver

Gold ETF Liquidity Explained

byTeam Paisaseekho

Personal Finance

India's credit card spending has crossed ₹2 trillion a month for three straight months. Here's what to check in your own spending.

India's credit card spending has crossed ₹2 trillion a month for three straight months. Here's what to check in your own spending.

Banking

Credit Card Spending in India Just Crossed ₹2 Trillion a Month. Here Is What That Actually Means

India's credit card spending has crossed ₹2 trillion a month for three straight months. Here's what to check in your own spending.

byTeam Paisaseekho

LIC ₹50,000 Per Year for 5 Years: What You Could Get Back

LIC ₹50,000 Per Year for 5 Years: What You Could Get Back

Insurance

LIC ₹50,000 Per Year for 5 Years: What This Plan Could Actually Get You

byTeam Paisaseekho

A single list of official WhatsApp banking numbers for SBI, HDFC, ICICI, Axis, Bank of Baroda, and PNB, so you never have to search for one again.

A single list of official WhatsApp banking numbers for SBI, HDFC, ICICI, Axis, Bank of Baroda, and PNB, so you never have to search for one again.

Banking

WhatsApp Banking Numbers for Every Major Bank in India

byTeam Paisaseekho

Thinking of taking a Bank CSP or Bank Mitra outlet? Here's the real commission structure, genuine registration process, and the common scam to watch for.

Thinking of taking a Bank CSP or Bank Mitra outlet? Here's the real commission structure, genuine registration process, and the common scam to watch for.

Earning More

Bank CSP / Bank Mitra: Real Income, Genuine Registration, and the Scam You Need to Know About

byTeam Paisaseekho

CSC VLE income explained: there's no fixed salary, only commission. Here's how the commission structure actually works and what operators earn.

CSC VLE income explained: there's no fixed salary, only commission. Here's how the commission structure actually works and what operators earn.

Earning More

CSC VLE Salary: How Much Do Common Service Centre Operators Actually Earn?

byTeam Paisaseekho

Calculators

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

Calculators

The Ultimate Simple Interest Calculator: Master Your Money

Use this simple interest calculator to understand your finances and never let anyone cheat you during a loan!

byTeam Paisaseekho

Simple Interest Calculator

Simple Interest Calculator

Calculators

Free Simple Interest Calculator To Help You Plan

byTeam Paisaseekho

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Use this free NSC calculator to estimate your maturity amount in seconds. Enter investment and interest rate to see total returns on National Savings Certificates.

Calculators

Free NSC Calculator [National Savings Certificate Returns]

byTeam Paisaseekho

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Estimate returns on Step-Up SIPs instantly. Use this free Step-Up SIP calculator to see how increasing your SIP yearly can accelerate wealth.

Calculators

FREE Step-Up SIP Calculator 2026 [Plan Your Budget]

byTeam Paisaseekho

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculate your gratuity instantly using the latest 2025 rules. Gratuity calculator is updated for the new ₹25 lakh tax-exempt limit and free.

Calculators

Free Gratuity Calculator India [Updated ₹25 Lakh Rules]

byTeam Paisaseekho