This page explains assumed mutual fund growth. It is a calculation guide with no interactive mutual fund calculator. Use the separate tool linked below for an estimate.
Lump sum growth
For a constant annual growth assumption, future value = investment × (1 + annual return)years. An investment of ₹1,00,000 at an assumed ten percent for ten years grows to about ₹2,59,374 before tax and other costs.
This example assumes smooth annual compounding. Actual mutual fund returns vary. A past fund return is not a guaranteed future return.
Open the working calculator
Use the lump sum investment calculator to change the amount, return assumption and period. For dated actual contributions and withdrawals, the XIRR calculator measures the annualised return for those cash flows.
Regular contributions need a timing assumption
Monthly investments grow for different lengths of time. Specify whether a contribution is made at the beginning or end of each period, and how an annual return assumption is converted to a monthly rate. Keep investment principal separate from estimated growth.
The examples do not provide a current fund-performance table, recommendation or product-specific tax calculation.
Last Updated on 4 weeks ago by Team Paisaseekho
