This page explains quarterly-interest arithmetic for SCSS. It is a calculation guide with no interactive SCSS calculator or automatic current-rate update.
Illustrative quarterly income
Quarterly interest = investment × annual rate ÷ 4, with the percentage written as a decimal. At an illustrative 8.2% annual rate, ₹5,00,000 × 0.082 ÷ 4 = ₹10,250 a quarter.
The 8.2% rate is an assumption for this example. It is not a verified October–December 2026 rate or an account-opening quotation.
Check the applicable scheme terms
Before investing, confirm the current eligibility provisions, deposit limits, term, payout dates and closure conditions for your circumstances. Age alone does not establish every eligibility case.
Keep principal and payouts separate
A quarterly payout illustration does not automatically compound that interest. Total interest over a chosen period depends on the applicable rate and the number of eligible payouts. Tax and deductions can affect what you receive.
Last Updated on 4 weeks ago by Team Paisaseekho
